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- Monday 8:00AM - 5:00PM
- Tuesday 8:00AM - 5:00PM
- Wednesday 8:00AM - 5:00PM
- Thursday 8:00AM - 5:00PM
- Friday 8:00AM - 5:00PM
- Saturday 8:00AM - 5:00PM
- Sunday Closed
FREQUENTY ASKED
QUESTIONS
Everything you need to know about financing with Powersports Link. Can’t find your answer? Contact us directly.
Financing
Ratesand payments
Vehicles andassets
Commercial
FINANCING
Yes. We specialize in working with a wide range of credit profiles including those in an active consumer proposal or prior bankruptcy with the same high level of service we give all clients.
Current approval time is within 1 to 2 hours. Our goal is to get back to you within 24 hours of submission. We coordinate closely with lenders to move things quickly. If more information is required, we will contact you promptly.
Please have the following on hand when you call: • Valid driver’s licence or photo ID • Recent pay stub • Mortgage or rent information
Not always. Many customers qualify on their own. If your credit history is limited or your score needs a boost, a co-signer can sometimes help improve your chances of approval or lower your rate. Apply first and we will review your application and let you know if a co-signer would help.
RATES AND PAYMENTS
Rates and terms are determined by several factors: the type and age of the unit, how much is being financed, and your credit situation. We don’t publish a one-size-fits-all rate, call us and we will review your specific scenario.
Absolutely. Our loans are open, you may make extra payments or pay the full loan term early without penalties. While your monthly payment remains consistent, extra payments reduce the total interest paid.
Not always. Some approvals can be done with little or no money down. It typically ranges from 0 to 20% depending on the deal. In many cases the full purchase amount can be financed, and taxes and fees can usually be rolled in too.
Yes. Weekly, bi-weekly, semi-monthly, or monthly options are often available depending on the lender and your approval.
VEHICLES AND ASSETS
We finance new and used units across a wide range of categories including ATVs, side-by-sides, snowmobiles, boats, trailers, RVs, motorcycles, automotive, and lawn and garden equipment. If it has an engine and a serial number, call us and we will explore the possibility.
We are unable to finance private sales such as Kijiji or Facebook Marketplace as we cannot verify the authenticity of the unit, sale, or buyer. However, we can refer you to a trusted dealer partner with similar certified used units.
On a new unit, if it was brand new at time of purchase you can purchase a full extended warranty up until the manufacturer’s warranty expires. On a used unit, a warranty can be purchased at the time of purchase, or up until any remaining manufacturer’s warranty expires.
Yes, we can help in most cases. Please contact us to discuss your options.
COMMERCIAL
Yes. Financing can be structured under a corporation or business name. Some lenders require 6 to 24 months of operating history, but options exist for newer businesses especially with strong personal credit or a co-applicant.
Yes. We offer both personal and commercial financing options, including fleet financing for multiple units under one program.
In many cases yes, but this depends on your business structure. We recommend speaking with your accountant for specifics related to your situation.
Canada only. We do not currently offer financing in the US or internationally. At this time we also do not service Quebec or the Territories, but we are working on expanding our coverage.
STILL HAVE
QUESTIONS?
Our team is ready to walk you through your options.
Resources
